Last year, when I updated to MY23, I considered collector vehicle insurance but decided to go for mainstream insurance due to the additional limits that made me anxious. I don't remember all the specifics, but I recall that they sought guarantees that the automobile would not be used for regular activities such as grocery shopping, weekend getaways, or infrequent business commutes. Primarily attending auto shows and such events. After owning my 2014 R8 from them for an extended period, this occurred.