The sale of driving data to insurance companies.

[Thenornpo]

Ez recently made a remark on the sale of our data to Lexis Nexus, and today I came across the article mentioned below. In the realm of journalism, it is necessary to inquire about the measures, if any, undertaken to prevent the transmission of driving data to insurance providers. I am acquainted with an individual employed in the field of cybersecurity who exhibits a reluctance to download applications onto his mobile device. I have come to the conclusion that nothing is considered private now, so I may as well refrain from concealing anything.

Is there any data capturing capability in Gen 1 R8 that can be communicated and sold? Does Generation 2?

https://www.thedrive.com/news/general-motors-stops-selling-drive-data-to-insurance-data-providers

[Freelele]

By perusing the terms and conditions of various entities, you relinquish your entitlements for the release of data, as you provide approval in the terms and conditions. Data monitoring and mining are lucrative opportunities for both sellers and buyers.

[Captiva]

Fortunately, Gen-1 does not pose any danger. The Gen-1 R8 will not meet the criteria for automobiles equipped with modern telematics systems that are linked to the Internet.

While it may be intelligent to assume that nothing is private, it is not appropriate to accept this as the actuality. These corporations are becoming more deceptive in their assertion that you are "opting in" - the majority of individuals are unlikely to carefully examine the details to understand that their data is being sold and used against them only for the purpose of unlocking their automobile via an application, for example. That is flagrant and deceitful.

It is possible to deactivate all connected vehicle services; however, it is not a straightforward process. Thorough investigation is required to ascertain the methods and timing of data collection, the unintended terms of agreement, and the potential association between these terms and subscription to said services.

While I typically do not support further regulation, it is imperative to address the issue of data privacy. The ability to outwit corporate lawyers who conceal their rights to collect and sell user data within lengthy contact details is limited. Therefore, it is necessary to implement a framework similar to the General Data Protection Regulation (GDPR) in order to clearly identify user data and grant them enhanced rights, such as the right to be forgotten, which entails the deletion of their personal data.

[Barringer]

Certain insurance companies provide a reduction in price when a tracker is connected via the OBD2 connection, although the benefits are not justified.

[Captiva]

Indeed, I have long held the belief that one must possess a high degree of gullibility in order to engage in such behaviour.

Insurance Company: "We will allocate substantial funds, ranging from tens to hundreds of millions, towards the development and operation of a programme that tracks your driving behaviours... with the aim of reducing your premiums and minimising our revenue."

Indeed, such assertion seems to be both plausible and precise.

[Freelele]

Dear insurance company, Allow me to provide justifications for increasing my charges or terminating your service.

Lack of intelligence in exchange for a price reduction

[Kenjibb]

There have been reports from many individuals on the Cadillac forum about the occurrence of electrical and ECU faults with newer types of insurance plugin devices.

[Darthilli]

I recall an instance were my insurance provider inquired about my interest in participating in their driver monitoring initiative. This is the sequence of the chat.

Representative: Are you interested in participating in the "Blah Blah Safe Driving Programme"?
Me: What is the subject matter?
Agent: Your driving excursions are recorded and you get a reduction in price for practicing safe driving.
Me: I decline.
The policyholder is entitled to an X% reduction in their insurance rates. Do you not want to capitalise on the cost savings?
No. I do not.
Agent: Are you certain?
Me: Allow me to inquire about something.
Agent: Certainly!
Me: Is there insurance coverage available via this agency?
Agent: Certainly!
Is the individual using the "Blah Blah Safe Driving Programme"?Extended pause: :: more prolonged pause:
Greetings?
Agent: While I am not permitted to make such a statement, I will inform you that you have declined.
I express my gratitude. Your response was deemed satisfactory.

[Starat]

According to Darthilli, an article revealed that very few individuals really get a rate reduction for these devices.

[Captiva]

That would be logical. The insurance business is unable to allocate funds towards a programme that just leads to a decrease in income. The manner in which they promote it is really absurd. Will some individuals see a decline in rates? I have a suspicion. However, it might be likened to a casino which promotes the notion that its purpose is to provide monetary rewards. Likewise, the majority of individuals must experience a loss in order to justify the expenditure.