MaxiBroadway Posted February 5 Share Posted February 5 As my renewal approaches, I will have completed 12 months of operating my first rear wheel drive vehicle, a requirement that several insurance companies initially rejected me for. Currently, I have been making monthly payments of £143 throughout this year, and I will have accumulated 7 years of No Claims Bonus (NCB). I am curious to know whether my insurance premium would be lower for the next year. Link to comment Share on other sites More sharing options...
engrol Posted February 5 Share Posted February 5 Wow, it is rather costly. 😪😪😪😪😪😪😪😪 Hastings has just reduced my annual premium from £90 to £180 for a 335i. However, it is worth noting that I am 54 years old. Link to comment Share on other sites More sharing options...
MaxiBroadway Posted February 5 Author Share Posted February 5 I am aware that you are informing me. 🙄 The club sponsor declined to provide insurance coverage for me upon acquiring the vehicle. Hopefully this year, either a plan from adrianflux or a comparable provider that allows for a few modifications, will resolve the issue. I will provide an update after I get my renewal. Link to comment Share on other sites More sharing options...
Micobe Posted February 5 Share Posted February 5 I fail to see the reason behind your difficulty. It appears that you possess experience as a driver. In my opinion, insurance professionals tend to improvise their actions. I own two cars, a 320d and an X5-3.0d, and I cover them individually. Both cars have comprehensive insurance with bonus protection. The cost of insuring each vehicle is less than your monthly payment. Link to comment Share on other sites More sharing options...
Micobe Posted February 5 Share Posted February 5 I neglected to inquire about your current whereabouts. Does it need to be in close proximity to London? What is the location of Essex? Link to comment Share on other sites More sharing options...
MaxiBroadway Posted February 5 Author Share Posted February 5 It is astonishing how they arbitrarily choose their prices. I reside in Bedfordshire and am now 28 years of age. I have been operating a vehicle for a period of 7 years, during which I have encountered 2 incidents. However, I was not responsible for either of these incidents, and my insurance provider successfully retrieved the whole cost associated with both claims. These occurrences took place in the years 2018 and 2019. Link to comment Share on other sites More sharing options...
Anabroo Posted February 5 Share Posted February 5 Greetings, Kindly consider revisiting our services once receiving your renewal. The problem of experiencing difficulties with rear wheel drive is very irritating (for us as well). However, because you have already gained one year of expertise in dealing with this, we should now be able to provide you with an accurate quotation. The age of the driver and the location may also be factors, but because we should have your information from last year, the quotation should be expedited. Contact our pricing staff at 0800 917 2274. Thank you. Link to comment Share on other sites More sharing options...
PopeyeR Posted February 5 Share Posted February 5 I pay £330 for insuring my 640d with 3 years of no claims, and £300 for my e90 330d with 19 years of no claims, with my son's name included on the insurance. My son is 29 years old and there was an accident for which I was at blame. 28 months ago Link to comment Share on other sites More sharing options...
Micobe Posted February 5 Share Posted February 5 The primary factors to consider are the individual's location and age. Given that you are 28 years old, it is reasonable to assume that you would meet the requirements in this regard. Both my wife and I, who are well over 60 years old, reside on Anglesey, North Wales. We have comprehensive insurance coverage with extra protection for each of our vehicles. Link to comment Share on other sites More sharing options...
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